IMPORTANT MEDICAL DISCLAIMER: The information on this site is NOT INTENDED or IMPLIED to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images and information, contained on or available through this web site is for general information purposes only. Please see a medical professional if you need help with depression, illness, or have any concerns whatsoever. WE DO NOT OFFER MEDICAL ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER OPINION on your conditions or treatment options. SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS WEB SITE are for information purposes only and not offered as medical or psychological advice, guidance or treatment. You may or may not experience anything from sessions, the services provided by teachers, speakers and guests. Please consult a medical professional if you are experiencing illness, depression, anxiety, mood swings or any concerns whatsoever. These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure or prevent any disease. REFUND POLICY: We believe in Energy Exchange, and want you to find the program that offers you the energetic value you were expecting. If the program is not what you were expecting, we invite you to contact us within 30 days of your original purchase for a refund. Please note, refunds are not available after any private or personal sessions have taken place, or after any physical items have shipped. To honor our guest speakers, only one refund per customer is allowed in a 90 day period. Thank you for your understanding. PLEASE NOTE: If a Speaker has a specific refund policy that is different from Our Every Action/Wisdom's policy, and the speaker refund policy is noted on the offer page, then the speaker refund policy will prevail. If a speaker's policy is "No Refunds", we do honor that, and will not be able to issue refunds after purchase.